Scale Your Portfolio
Without Limits.
Leverage our DSCR (Debt Service Coverage Ratio) loans to qualify based purely on the property's cash flow. Whether you're buying your 1st rental or your 50th door, we provide the capital to close fast.
Up to 80%
LTV on Purchases
1.0x
Min DSCR Ratio
14 Days
Average Clear to Close
Get a Fast Scenario Quote
See your estimated rate and max loan amount instantly. Soft pull only.
Empowering investors across all 50 states
Built for investors.
Designed for speed.
Traditional banks don't understand real estate investors. We do. Our lending criteria are built entirely around the performance of the asset.
True DSCR Underwriting
If the property cash flows, you qualify. We calculate DSCR by dividing Gross Monthly Rent by PITIA. No personal DTI (Debt-to-Income) calculations ever.
- No W-2s or Tax Returns
- Blank check LLCs accepted
Airbnb & Short-Term Friendly
Most lenders run from Airbnb. We embrace it. We can use AirDNA projections or actual historical 12-month trailing revenue to qualify your STR properties.
- Up to 75% LTV on Cash-outs
- First-time STR investors welcome
Unlimited Scalability
Fannie Mae limits you to 10 financed properties. With CapitalYield, there is no limit to the number of properties you can finance. Grow from 5 to 50 doors effortlessly.
- Cross-collateralize multiple properties
- One single monthly payment
Fix & Flip Lines of Credit
Need capital for renovations? We offer aggressive bridge loans and Fix & Flip financing to help you acquire distressed properties, rehab them, and stabilize your portfolio.
- Up to 90% Loan-to-Cost (Purchase)
- 100% of Rehab Costs Financed
- Rates starting at 9.99% for experienced flippers
Funding Success Stories
See how real estate entrepreneurs are using our capital to build generational wealth.
"Pulled $300K cash out to buy 2 more properties."
"Because my LLC doesn't show much personal income on tax returns, local banks denied my cash-out refi. CapitalYield looked at the property's $4,000/mo rent and approved me in days. I used the cash to acquire two more duplexes."
Marcus T.
Portfolio: 14 Doors | Ohio
"Closed in 12 days to beat cash offers."
"In my market, if you can't close fast, you lose the deal. CapitalYield funded my fix & flip project in 12 days and covered 100% of my rehab budget. Their construction draw process is the fastest I've seen."
Sarah L.
Flipper: 8 Projects/Year | Florida
"Used AirDNA data to qualify."
"I wanted to buy a vacation rental in Scottsdale but had no previous history of renting it out. They used the projected short-term rental income to qualify the loan. Super simple process."
James W.
STR Host: 5 Properties | Arizona
Ready to fund your next deal?
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